Best Fence & Rail Jacksonville, Florida

How to Identify When Your Fence Is (or Isn’t) Covered by Your Insurance Company

Being a homeowner, it is important to know what your insurance will cover when it comes to the damage that Florida’s yearlong “rainy season” can sometimes bring on. Most homeowners’ insurance will cover damage to fences surrounding your property, but it’s the details of the damage where you may find you won’t be covered. For all Best Fence clients, we are here to help restore your fence if it is damaged.

Falling Trees

It’s important to keep an eye on the health of trees either on or near your property. If a healthy tree happens to fall onto your fence, damage will typically be covered. If the tree was already old, rotted, or damaged, insurance claims can be denied or reduced significantly. Weakened trees would be viewed as a lack of maintenance or negligence which are deemed as a preventable event. Ask your insurance agent what is the case with your policy.

Natural Disasters

“If a brutal hailstorm pulverizes your fence, is the damage covered by homeowners’ insurance? Generally speaking, yes – but there are some variables you should know about.”

If your home isn’t protected against a threat, your fence won’t be either.  Coverage for repairs due to floods or storms will only be covered up to whatever your limits are. If these things aren’t covered specifically within your insurance then a simple storm knocking down or damaging your fence could possibly not be covered.

Whether keeping the kids and pets in, or increasing privacy, fences do much for creating peace of mind. A fences structural rigidity is rarely checked and your fence is usually not the first thing on your mind when a big storm rolls in. Insurance policies can be confusing, so be sure to call your insurance agent to answer any questions. A high quality fence from Best Fence may prevent you from having to make a claim in the first place. This will help you save time and money in the future. Best Fence Jacksonville can assist you to making sure your home remains prepared for Mother Nature’s worst.


We promise to provide quality customer service to all out clients and work directly with you to provide the backyard pool sanctuary of your dreams! Call (904) 268-1638 now to get your FREE estimate today!  Visit our website at for more information on our products and special offers.

“We work hard to provide you with the Best price,
the Best quality product and the Best service you deserve”

Best Fence Company is Jacksonville’s industry leader in fabrication and installment of top quality vinyl and aluminum fencing and ornamental garden products. At Best Fence, our mission is to fabricate and install the highest quality product at a competitive price while providing unsurpassed Customer Service. Fencing is an investment in your home. Your decorative fence design choice adds value to your property in a beautiful way. Your family will feel protected and you’ll breathe easier knowing Best Fence installed your new fence. We provide professional FREE estimates at your convenience. Call us today.



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